It is difficult to reproduce the stability of the property market in the hot season, which is the mainstream.
it is difficult to reproduce the stability of the property market in the hot season, which is the mainstream.
October 14, 2019
it is difficult for developers to change the market wait-and-see mood -
it is difficult to reproduce the stability of the property market in the hot season, which is the mainstream.
□ at present, under the positioning of "housing, housing and not speculation", the "one city, one policy" continues to work. At present, the competition of e-commerce platforms in the real estate market is very fierce, and the smooth operation is still the mainstream
□ the biggest feature of recent real estate regulation is the intensive introduction of financial policies related to real estate, and various financing channels, from real estate mortgage to developers, have been tightened to varying degrees
from various data, this year's "golden nine silver ten" is still difficult to reproduce paint. In some cities, although developers have launched many promotional measures, on the whole, there has been no waves. At present, under the positioning of "housing without speculation", the "one city, one policy" continues to work, and the smooth operation of the real estate market is still the mainstream
recently, some places have introduced new control measures, some loose and some tight
for example, Yangzhou, Jiangsu Province restored the maximum limit of housing provident fund loans, from 350000 yuan to 500000 yuan. Experts believe that the increase in the amount of provident fund loans is conducive to supporting the demand for rigid house purchase, reducing the pressure on employees to purchase loans, and buyers can also enjoy better protection
a letter on promoting the citizenization of agricultural transfer population to the people of the whole city issued by Suzhou, Anhui Province, proposed that the agricultural transfer population should buy the first commercial housing in the main urban area, handle the real estate registration certificate and settle down, and give full financial subsidies to the deed tax paid. Financial subsidies help to reduce the pressure on house purchasing and stimulate the demand for house purchasing
in cities where house prices rise rapidly, regulatory measures also follow. Since the beginning of this year, Hohhot's second-hand housing prices have increased the most among the 70 large and medium-sized cities included in the statistics of the National Bureau of statistics. On the eve of the National Day holiday, Hohhot issued the implementation plan for the regulation and control of the real estate market in Hohhot to regulate the operation of the real estate market and make every effort to stabilize house prices. The plan includes purchase restriction, loan restriction and price restriction policies. If you apply for a commercial bank loan, the down payment ratio of the first suite shall not be less than 20%, the down payment ratio of the second suite shall not be less than 40%, and the third suite and above shall not be handled; For those who apply for housing provident fund loans, the second application must be applied for five years after the first provident fund loan is repaid, and three or more applications for housing provident fund loans will not be accepted
experts believe that the new regulation and control policy of Hohhot aims to resolutely curb speculation, prevent and resolve market risks, and promote the steady and healthy development of the real estate market
Zhang Dawei, chief analyst of Centaline real estate, believes that the biggest feature of recent real estate regulation is the intensive introduction of financial policies related to real estate, and various financing channels, from real estate mortgage to developers, have been tightened to varying degrees
in addition, provident fund policies have also been intensively introduced in various regions. Chengdu, Wuxi, Wuhan, Hainan, Guiyang and other cities have successively issued provident fund policies, which have been relaxed and tightened. On the whole, most cities adopt "one city, one policy" according to the current situation of their own property market development
the continuous and intensive introduction of regulation and control, the tightening of financial policies, and the difficulty of reproducing the traditional hot season, does this mean that real estate should be completely "cool"? Experts believe that the real estate market is still an important industry to promote the development of the national economy. Xia Lei, vice president of Evergrande Research Institute, believes that when the sales return to the demand for owner occupied housing, the real estate market will enter a new stage of total stability and regional differentiation. Six factors support the medium and long-term market space of China's real estate market, including the promotion of urbanization and the continuous entry of a large number of rural population into cities; The growth of urban exports is steady, but the population migration increases; Housing consumption upgrading; Improvement of living conditions; Economic growth drives residents' housing consumption; Family structure changes, and the scale is miniaturized
an insider believes that the development of the real estate market should be commensurate with the level of economic development. We should not overdraw residents' consumption capacity in advance, nor use real estate as a means to stimulate or stimulate economic growth. We should be highly vigilant against the destructive effect of high housing prices on innovation and Entrepreneurship
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